Our team

At Strategic IBC, we believe in the power of financial freedom and time independence.

Imagine spending more time with family, pursuing your passions, or traveling the world—all without worrying about finances. Whether you're looking to build passive income, balance work and family, or quit your W2 job, Strategic IBC is your partner on this journey.

Founded by a team of financial experts and visionaries, we’re here to guide you towards a life where you no longer trade time for money. We understand—achieving financial independence can feel overwhelming. But we've been through it and made it to the other side, and now we're here to help you avoid the pitfalls and fast-track your success.

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Our Mission

Help you break free from the 9-to-5 grind and unlock the life you've always dreamed of.

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Personal IBC Practitioners

Every coach at Strategic IBC actively uses the Infinite Banking Concept (IBC) in their own financial lives. This firsthand experience ensures they provide practical, tested strategies tailored to your needs.

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Unique Expertise

Each coach brings their own unique expertise in building passive income operating systems. This diverse knowledge base allows us to address a wide range of financial situations and goals with precision and confidence.

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Creative Solutions

Our coaches creatively approach each individual client to free up their cash from the confines of Wall Street and traditional banks. This strategy provides you with ready access to your funds, ensuring you're prepared for any opportunity that comes your way.

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Focus On What Matters

Our ultimate goal is to help you achieve financial freedom so you can focus on what truly matters. By empowering you with the tools and knowledge to control your finances, we enable you to pursue your passions and build a lasting legacy.

Meet Our Passionate Team


OUR COACHES

Ernie Brown

Ernie Brown

Strategic IBC Coach

Ernie Brown

Strategic IBC Coach

Strategic Financial Coach Ernie Brown joined Wealth Without Wall Street in 2016 after studying Management and Marketing at Berry College. A patient listener, a thorough teacher, and a creative strategizer, Ernie is energized to see people take action to achieve goals they set for themselves at Wealth Without Wall Street. Ernie would call himself consistent, a collaborator, and a learner. He wants to be remembered as someone who learned, grew, and developed for a lifetime and spent a full life passing down and equipping others to impact multiple generations. On Sunday mornings, you can usually find Ernie and his wife at Briarwood church worshipping the Lord and investing time in the college community. When he’s not working, Ernie is usually passionately recruiting his friends to join last minute, spontaneous activities that he and his wife dream up.
Jamie O'Brien

Jamie O'Brien

Strategic IBC Coach

Jamie O'Brien

Strategic IBC Coach

As a Strategic IBC Coach, Jamie passionately helps others escape the rat race and live the life they deserve. Jamie started as a client with Wealth Without Wall Street over 6 years ago when he was looking for a better way to store and control his capital for investments. Insert the Infinite Banking Concept. Over that same time frame, Jamie has flipped over a dozen properties and built a passive income portfolio that allowed him to step away from his Medical Device career and begin giving back to others at Wealth Without Wall Street. Jamie has a background in multiple different real estate strategies; however, his core business is adding value to properties to position them for resale or cash-flow. His experience extends into single and multi-family properties with a track record of successful exits earning his financial partners excellent returns. Outside of Strategic IBC and real estate, Jamie enjoys spending time with his family, the outdoors, great friends and, of course, SEC Football. Jamie and his wife Blair, along with their twin daughters, live in Birmingham, Alabama.
JD Hill Headshot

JD Hill

Strategic IBC Coach

JD Hill

Strategic IBC Coach

JD Hill is a Financial Coach lending 12 years of professional experience to Wealth Without Wall Street. He hopes that people remember the honesty, integrity, and respect with which he treats everyone around him. JD strives to take personal responsibility and commit to high expectations. He cares deeply for and values his relationships both in and out of the office. If work were to vanish suddenly, and he could be anywhere else, JD would be on an adventure somewhere with his family. On Sunday mornings, you can usually find JD sitting at his kitchen table with his wife sipping coffee, bible open, trying to study and wrangle the kids running around him. Passionate, full of conviction, and “all-in” are three apt descriptors of JD. Before he dies, his greatest goal is to raise up Godly kids who love and respect their parents. When he isn’t focused on Wealth Without Wall Street, JD enjoys learning from the Just Thinking podcast and Grace To You sermons. JD’s personal motto sums up his value to the company beautifully: “Try your best, don't quit, and have a great attitude!”
Eric Hudson

Eric Hudson

Strategic IBC Coach

Eric Hudson

Strategic IBC Coach

Eric Hudson, a seasoned Chief Financial Officer and accomplished investor, also known as the author of "Your Automated Budget," is a prominent figure at Wealth Without Wall Street. His mission as a financial coach is to empower clients through strategic connections and streamlined processes, ultimately expediting their path to Financial Freedom. Eric firmly values time, a precious asset for both himself and his clients.

Beyond finance, Eric is a passionate globetrotter, avid pickleball enthusiast, skilled angler, and, above all, a dedicated family man. He champions the concept of "Generational Time Freedom," a term he coined with one of his clients, as a foundational aspiration. Personally, Eric's unwavering commitment to personal growth and resilience guides his journey to become a more Christlike individual in his roles as a husband, father, and friend.

In his client interactions and personal relationships, Eric underscores the importance of genuine care and empathy. He firmly believes that authentic connections are built when individuals recognize his sincere concern for their financial well-being and overall success. Eric Hudson's dedication and passion revolve around helping individuals achieve their financial dreams, exemplifying the belief that "People don't care how much you know until they know how much you care."

Mark Haruguchi

Mark Haruguchi

Strategic IBC Coach

Mark Haruguchi

Strategic IBC Coach

In 1999 Mark started his career as a professional pilot. For the next two decades he logged thousands of hours as a commercial airline pilot and instructor, carrying hundreds of thousands of passengers safely to their destinations. Flying in and out of some of the busiest airports in the worldMark was keenly aware of his surroundings. During the 2008 financial crisis. Mark lost his job, his pension, retirement and had to move overseas.

Having already started the journey towards financial freedomMark saw the system was broken and that he needed to set a new course. Turning his focus to education and learning about more passive income streams and ways to maximize his efforts he had a chance meeting with Russ Morgan.

In that conversation the education truly began on a different way to solve the day’s problems. Just a few years later, in 2021, he realized his dream of financial freedom, regaining control of his time and the ability to purse his passions.

Mark has taken his decades of instructing in the cockpit, creating passive income and implementing the Infinite Banking Concept to each of his coaching clients to help them reach a new destination…Financial Freedom.

OUR TEAM

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Mak Flak

Administrative Assistant

Mak Flak

Administrative Assistant

Mackenzie (Mac) Flak, a native of Orange County, CA, has dedicated over five years to supporting executives in their professional endeavors. Driven by a passion for facilitating their success, Mac ensures that every detail is meticulously managed, allowing executives to focus wholeheartedly on their passions.

Beyond her professional pursuits, Mac cherishes moments spent with her husband, Shane, and her beloved rescue dog, Finley, exploring the great outdoors or simply relishing quality time with loved ones. Her hobbies include staying active through exercise, weightlifting, and running, as well as nurturing her social connections by spending time with friends and family. 
David Karcher

David Karcher

Sales & Operations Manager

David Karcher

Sales & Operations Manager

David started his career in the financial services industry back in 1998. Over the years he has helped 1000’s of clients meet their financial needs. Additionally, David has been working on and building streams of passive income for the past 20+ years. He has owned and managed his own portfolio of rental properties, and ATMs. He currently invests in land, dabbles new construction and has an e-commerce business.

David has been a client of StrategicIBC since 2019 and has since expanded his family banking system to cover his entire family, including his grandson, Simon. David and his wife, Lee, enjoy living on the lake in Pell City, Alabama. David joined the StrategicIBC team in May 2023 in a full-time capacity and helps oversee both Sales and Operations for the Company.

OUR FOUNDERS

Russ Morgan

Russ Morgan

Co-Founder

Russ Morgan

Co-Founder

Strategic IBC’s Founder and Partner, Russ Morgan, is known as “The Idea Guy.” Russ began his professional career as an investment advisor in 2004 after graduating from Auburn University — a slight foray from 10-year-old Russ’ dream of becoming a professional baseball pitcher. Russ started IBC in 2009, and eventually went on to found Wealth Without Wall Street in 2015. Russ' mother was an enormous inspiration for him growing up. As a single mother with two young children, she took a rigorous, accelerated track through college while working multiple jobs, all with the goal of bettering her children’s lives. When he’s not working, you can wave to Russ on a boat at the lake pulling his kids around on a tube. And on Sunday mornings, he’s probably rushing to church with his family … only 10 minutes late.

Russ’ creativity, fresh ideas, and knack for problem solving are indispensable assets to his role at Wealth Without Wall Street. Russ would describe himself as competitive, creative, and passionate; his colleagues would likely add that he is helpful and abundant. Russ hopes to be remembered as an innovator who loved to teach others, and he has a goal to one day serve in the mission field. Finishing the book is another more near-term goal. Aside from Wealth Without Wall Street, Russ learns from the Business School podcast with Sharran Srivatsaa and Donald Miller’s Building A StoryBrand book and podcast. Aspire Movement, Campus Outreach, and Young Business Leaders are three causes near to Russ’ heart. Russ in one motto? “Just try!”

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Joey Mure

Co-Founder

Joey Mure

Co-Founder

Joey Mure, Founder and Partner at Strategic IBC, brings impact, integrity, and generosity to the company every day. He hopes to be remembered as a lover of Jesus, devoted husband, and faithful father. Despite dreaming, around age 10, of becoming an orthopedic surgeon, Joey was in the mortgage business for 11 years before moving to finance in 2014. His personal mentor, Nelson Nash — another man of integrity and impact — is someone Joey deeply admires. Joey’s strengths in building relationships, asking great questions, and influencing and empowering people with the Wealth Without Wall Street message make him invaluable to the company’s mission. He is relational, impactful, and a true leader. His colleagues would add that he’s thoughtful, funny, and a family man. Many people don’t know that Joey ate a 72-ounce steak dinner once. If he could be anywhere other than work, you’d find him at the beach with his family. And every Sunday morning, they’re worshipping the Lord. A lifetime goal of Joey’s is to impact the world for Christ; and a more near-term goal is to purchase a beach house for my family. Aside from Wealth Without Wall Street, Joey listens to Sharran Srivatsaa’s Business School podcast and Donald Miller’s Building A StoryBrand podcast. He’s happiest when he’s traveling with his wife or golfing with his girls. He cares deeply about Campus Outreach, Cru, Navigators, Sav a Life, Lifeline Adoption, and Young Business Leaders. His aims to live by the words “Trust in the Lord with all your heart and lean not on your own understanding. In all your ways acknowledge Him and He shall direct your path (Prov 3:5-6).”

Join our team! 

Check out our open positions and become part of our cool team. We are looking forward to your application!

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